loading will get you "full" faster. If you don't load, you'll take a little longer to become fully saturated. 5g is the most shown in studies that is effective. That is to say 10g shows 5g's used, and 5 pee'd out. Unless you're giant, I'd say 5g's is enough. Works for me.
Smart move on the simple monohydrate. Take it with your post
workout shake (carbs) as this helps the uptake. Also, taurine has shown to help transport it. Is taurine needed? No, but it's supposed to help some. A PWO, I say, is NEEDED, and that's the perfect time to take it. As well as the only time it's needed.